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Insurance For Movies

Most of the time, we think of insurance for medical bills or cars. In Hollywood, insurance means protecting the movies. In this past weekend edition, The New York Times tells the story of how one specific company, Fireman’s Fund, is on set during many shoots, providing insurance.

Hollywood can’t insure that the movies will be blockbuster successes. But, most of the actors in major movies have some kind of  insurance to make sure “the show goes on”.

Ben Turpin was a comedian, known for his cross-eyed acting in silent films. He purchased an insurance policy with Lloyd’s of London, which was payable if his eyes ever uncrossed. Jimmy Durante was an actor, comedian and singer who was most famous for his “Schnozzola”; his description for his large nose. He felt that his nose was such a part of his act that he insured it for $50,000.

This New York Times’ article is filled with stories that are behind the scenes. Because Tom Cruise always seems to be sprinting in his movies, apparently he now believes that his stardom is connected to action or hanging from buildings. Yes, there’s insurance for that.

One of the most expensive insurance payments related to a movie titled “Wagons East!” In 1994, during its filming, 43-year-old actor John Candy had a heart attack and died. The cost of the claim was 15 million when the movie could not be properly finished for distribution.

The next time you watch a wild scene of some horse and rider sprinting through the forest; you might not be thinking about it, but there was some insurance company that was concerned about that rider during the making of that scene. It might make you watch “Hunger Games” a little differently if you see the described futuristic fight scene. Last year, Fireman’s reportedly insured more than 250 movies and related events. That’s why they call it insurance.

Pic 0′ day is a reminder to keep all eyes on the prize:

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